fees, PayPal, Anthem, Aetna, Blue Cross, Blue Shield, United Healthcare, Ceridian, CAQU, Wellpoint, Lifesynch, HealthLink,

SESSION FEES HAVE BEEN GREATLY LOWERED DUE TO THE POOR AND STRESSFUL ECONOMIC SITUATION

FREE PRELIMINARY MEETING:  My preliminary meeting with you consists of a brief half-hour session, free-of-charge, in order to answer your questions, and frame your issues.   In this we can determine if we can make a compatible team that works well together.  The meeting may be in person or by phone or by email.

OFFICE VISITS:  Office visits are payable by check, money order, or cash at the end of the session.  They are by appointment only – no exceptions.

E-COUNSELING:  Online or Phone Counseling is payable online via PayPal using your credit card, at the beginning of the session.  There is no fee to join or to pay, and you may use Visa, MasterCard, Discover, or American Express.  Your credit information is kept secure by safe and reputable  PayPal, an eBay subsidiary, and sellers and service providers never see your information.  Click on the PayPal link for complete details.  Sessions may also be paid for in advance by check, money order, or by direct money transfers.

INSURANCE:  I am credentialed by several health providers, and the list is growing.  They include Anthem Blue Cross/Blue Shield, LifeSynch, Anthem WellPoint, Ceridian EAP, HealthLink, and Commonwealth Health Corporation (aka Center Care) which expect you to make only a nominal co-payment; I am also in the process of adding further providers.  If you carry insurance, check with your provider to see if I am on the list of mental health providers in your area.  Some insurance companies permit eCounseling, but most do not.  Some companies will also accept out-of-network providers, in which case they will grant you a reimbursement.  I will do my utmost to assist you.

The down side of insurance companies and managed care, however, for all health issues, means a sharing of information with the insurance company.  This may not be in your best interest for several reasons.  For more detailed discussion about this matter, and for an explanation of my professional obligations to guard your privacy, please click on this link:  PRIVACY

PRIVATE PAY:  As a private-pay client, you have the freedom and flexibility to fully choose your therapist based on personal preference rather than having to select one from your insurance company’s panel.

FEES:  The initial session, as mentioned above is free.  Thereafter I charge $50 (was $85) for a full hour session or $60 (was $100) for a couple.  For students and those over 65 years of age, the fee is $40 (was $70) per hour.  The fee schedule will be reviewed and adjusted annually.